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Paying for social care

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People in Wales are able to keep up to £40,000 of their money before they need to self-fund the full cost of their residential care, the Welsh Government has confirmed.
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We are establishing a fairer, sustainable system for paying for social care. 

Wales has a higher proportion of people with lower financial means compared to the rest of the UK. We are introducing changes to the way people pay for care and support which takes this into account.

In 2011 we introduced a limit on the amount local authorities can charge a person for the care they receive at home or within the community.

The limit in place is currently £80 per week. 

In 2016 we made a commitment to increase the amount of capital a person can keep without having to use this to pay for their residential care.

Capital includes savings, investments and the value of property you own, unless a partner, ex-partner or dependant relative will remain living in it.

The commitment is to uplift the amount from £24,000 to £50,000, introduced in a staged approach. The amount was raised to £40,000 from April 2018. 

Research study

Independent research explored the options for introducing this commitment, and can be accessed below.